Turning Home Equity Into Income: How DSCR Loans Open the Door
From Reducing Costs to Building Wealth In yesterday’s post, we covered how tapping equity can lower your monthly out-of-pocket expenses…
When Does Using Home Equity Make Sense? Why Many Homeowners Are Still Saying “Yes”
Rates Are High, But Equity Is Higher It might sound strange—why would anyone refinance when rates are sitting in the…
Mortgage Minute Update: August 15, 2025
Rates Dip to 2025 Low — But It’s Not the Whole Story Mortgage shoppers finally got some good news this…
This Week’s Snapshot (as of Saturday, August 9, 2025)
Mortgage Industry Update30‑year fixed mortgage averages 6.58%, down around 14 basis points from last week — its lowest level in…
A Game-Changer in Credit Scoring: Rent & Utilities Now Count Toward Your Credit with VantageScore 4.0
More People will Qualify! 1. The Announcement Big news in the world of credit: VantageScore 4.0 now factors in rent…
The Fundamentals of DSCR and Income Property Financing
So You Want to Be a Real Estate Investor? The Fundamentals of DSCR and Income Property Financing by Clay Edmonds…
Garbage In/Garbage Out -GIGO and Mortgages: Why Your Loan Quote Is Only as Good as the Info You Provide
By Clay Edmonds – MortgageSimplified.net Unless you’re over 50, you might not know what “GIGO” means.G-I-G-O. It stands for Garbage…
💡 What Drives Mortgage Rates? And Here’s What Happened to Rates Since 2020. By Clay Edmonds – MortgageSimplified.net
You hear it all the time: “Interest rates are too high right now.”“I’m waiting for rates to drop before I…
The Fundamentals of VA Home Loans: What Every Buyer (and Realtor) Should Know
If you’re an Honorably Discharged Veteran, active-duty service member, or eligible surviving spouse, one of the most powerful tools available…
With Rates, Change is the Only Constant
With Rates, Change is the Only Constant – Here’s How to Make That Work for You By Clay Edmonds –…
