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Mortgage Minute – May 1, 2026
Mortgage rates held relatively steady again this week, with the average 30-year fixed rate staying in the 6.2% to 6.5% range. Markets are still watching inflation trends and signals from the Federal Reserve, but there’s no clear catalyst pushing rates meaningfully lower right now. 👉 Bottom line: We’re still in a stable, range-bound rate environment.…
Read MoreMortgage Minute – April 24, 2026
Mortgage Rates April 2026: Stable Rates, Softer Demand, Strong Buyer Leverage Mortgage Minute Update Mortgage rates remained relatively stable again this week, with the average 30-year fixed rate holding in the 6.2% to 6.5% range. Markets continue to react cautiously to inflation data and guidance from the Federal Reserve, but we are still not seeing…
Read MoreMortgage Minute – April 17
Happy Friday — I’m Clay, and this is your Mortgage Minute. Mortgage rates stayed relatively stable again this week, hovering in that 6.2% to 6.5% range, so we’re still in a holding pattern. Metric Current Rate/Yield Trend 30-Year Fixed Mortgage 6.30% Downward: Hit a four-week low, falling from 6.37% last week. 10-Year Treasury Yield 4.32%…
Read MoreMortgage Minute – April 10, 2026
Mortgage Minute Update Mortgage rates remained relatively stable this week, with the average 30-year fixed rate holding in the 6.2% to 6.4% range. The Numbers for This Week (April 5–10, 2026) Metric Current Rate/Yield Trend 30-Year Fixed Mortgage 6.37% Down from 6.46% last week 10-Year Treasury Yield 4.29% Relatively stable (slight rise from 4.28%) Mortgage…
Read MoreWhy Lenders Want to Approve Your Mortgage (Not Deny It)
Most Borrowers Start With the Wrong Assumption When people think about applying for a mortgage, their first instinct is: “I need to convince the lender to give me money.” That’s not how this works. Lenders don’t make money by saying no.They make money by lending. So the real question isn’t “Will they approve me?”It’s “How…
Read MoreMortgage Minute Update April 3, 2026
Mortgage rates held relatively steady this week, hovering in the low-to-mid 6% range, with the average 30-year fixed rate sitting around 6.2% to 6.4%. What’s driving that stability? The 10-year Treasury yield has stayed contained around 4.1% to 4.2% Inflation data is showing gradual improvement, but not enough yet for aggressive rate cuts The market…
Read MoreMortgage Minute Update: March 27, 2026
Rates Hold Near Recent Levels as Florida Heads Into Peak Spring Activity The Big Picture — Mortgage Rates This Week Mortgage rates remained above the 6% level this week, with modest movement but no major shift. The average fixed rate 3o-year is at 6.38 up from 6 at the beginning of the conflict. After dipping…
Read MoreMortgage Minute Update: March 20, 2026
Rates Moved Up Slightly, but Florida Housing Activity Is Still Building The Big Picture The cleanest weekly benchmark we have is Freddie Mac’s Primary Mortgage Market Survey, which showed the average 30-year fixed at 6.11% for the week ending March 12, 2026, up from 6.00% the week before. A year earlier, that same survey was…
Read MoreMortgage Minute Update: March 13, 2026
Mortgage Rates Hold Near 6% as Spring Housing Activity Builds The Big Picture — Mortgage Rates This Week Mortgage rates continued to hover above the 6% level this week, with only modest movement day to day after the initial jolt of the conflict in the Middle East. Compared to the sharp swings we experienced over…
Read MoreReverse Mortgages: Understanding How Home Equity Can Support Retirement
Homeowners across Palm Beach County, Broward County, and South Florida are increasingly exploring how home equity can support retirement planning. “Many homeowners searching online for how a reverse mortgage works are surprised to learn…” For many homeowners, the largest financial asset they own isn’t a retirement account—it’s their home. After decades of making mortgage payments…
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