Mortgage Industry Update
30‑year fixed mortgage averages 6.58%, down around 14 basis points from last week — its lowest level in months. Refi rate sits near 6.74% Rochester Business Journal+15Bankrate+15First Tuesday Journal+15AInvest+7blog.google+7Artificial Intelligence News+7. Rates are holding steady after a dip, pointing to potential increased refi activity AInvest+1.

Real Estate News
Listings are staying on the market longer: median days on market reached 58 days, up from 53 in June and 51 last July Navy Federal Credit Union+5The Mortgage Reports+5FingerLakes1+5. Meanwhile, inventory is rising notably — especially in markets like Texas metros, where supply has ballooned Wolf Street. New‑home affordability is also improving, helping offset tight existing‑home dynamics HousingWire+9ProBuilder+9Mortgage News Daily+9.

AI News of the Week
OpenAI has officially launched GPT‑5, its smartest, fastest, most accurate model yet — now available to all users with tiered access and enhanced reasoning, coding, writing, and health capabilities OpenAI+1. Broader commentary explores the AI race toward AGI, noting GPT‑5’s power but acknowledging it still falls short of continuous learning intelligence The Guardian.

Investing Snapshot
Markets wrapped the week with strong gains — the Nasdaq hit new highs again, and major indexes closed at or near record levels Navy Federal Credit Union+15Investopedia+15Schwab Brokerage+15. But strategists warn of potential bubbles driven by AI-fueled enthusiasm — the semiconductor sector isn’t keeping up, signaling caution ahead morningstar.com+3Business Insider+3The Guardian+3.