FHA Premium Cancellation Bill: Helpful, But Missing the Bigger Picture
The headlines this week: a bipartisan group of lawmakers in the House has reintroduced the Mortgage Insurance Freedom Act. If…
Mortgage Minute Update: September 26, 2025
Mortgage Rates This Week Mortgage rates are now averaging 6.39% for a 30-year fixed loan. That’s a little higher than…
What the Fed Funds Rate Really Means for Homeowners
Whenever the Federal Reserve announces a change to the Fed Funds Rate, headlines explode — and many homeowners assume mortgage…
Mortgage Minute Update: September 19, 2025
Mortgage Rates & Refinancing Trends Mortgage rates fell to 6.26% as Treasury yields eased in anticipation of a Fed Funds…
Mortgage Minute Update: September 12, 2025
Mortgage Rates Hit a New Low The average U.S. 30-year fixed mortgage rate dropped to 6.35% this week, the lowest…
Mortgage Minute Update: Week Ending September 4, 2025
1. Mortgage Rates Slip to 11-Month Low The average 30-year fixed mortgage rate fell to 6.50% this week—its lowest since…
The Student Loan Trap That Can Kill Your Mortgage Approval and Credit!
Why 90 days late is the difference between buying a home and being denied. For many potential homebuyers, this is…
Mortgage Minute Update: August 29, 2025
Rates Hit a 10-Month Low The national average 30-year fixed mortgage rate dropped to 6.56% for the week ending August…
Turning Home Equity Into Income: How DSCR Loans Open the Door
From Reducing Costs to Building Wealth In yesterday’s post, we covered how tapping equity can lower your monthly out-of-pocket expenses…
When Does Using Home Equity Make Sense? Why Many Homeowners Are Still Saying “Yes”
Rates Are High, But Equity Is Higher It might sound strange—why would anyone refinance when rates are sitting in the…
