Mortgage Minute Update: August 15, 2025
Rates Dip to 2025 Low — But It’s Not the Whole Story Mortgage shoppers finally got some good news this…
This Week’s Snapshot (as of Saturday, August 9, 2025)
Mortgage Industry Update30‑year fixed mortgage averages 6.58%, down around 14 basis points from last week — its lowest level in…
A Game-Changer in Credit Scoring: Rent & Utilities Now Count Toward Your Credit with VantageScore 4.0
More People will Qualify! 1. The Announcement Big news in the world of credit: VantageScore 4.0 now factors in rent…
The Fundamentals of DSCR and Income Property Financing
So You Want to Be a Real Estate Investor? The Fundamentals of DSCR and Income Property Financing by Clay Edmonds…
Garbage In/Garbage Out -GIGO and Mortgages: Why Your Loan Quote Is Only as Good as the Info You Provide
By Clay Edmonds – MortgageSimplified.net Unless you’re over 50, you might not know what “GIGO” means.G-I-G-O. It stands for Garbage…
💡 What Drives Mortgage Rates? And Here’s What Happened to Rates Since 2020. By Clay Edmonds – MortgageSimplified.net
You hear it all the time: “Interest rates are too high right now.”“I’m waiting for rates to drop before I…
The Fundamentals of VA Home Loans: What Every Buyer (and Realtor) Should Know
If you’re an Honorably Discharged Veteran, active-duty service member, or eligible surviving spouse, one of the most powerful tools available…
With Rates, Change is the Only Constant
With Rates, Change is the Only Constant – Here’s How to Make That Work for You By Clay Edmonds –…
The Science of Real Estate Finance
By Clay Edmonds – MortgageSimplified.Net Everything in real estate finance starts with a simple premise: most people need funding to…
🏡 Hidden Advantage in a High-Rate Market
By Clay Edmonds | MortgageSimplified.net When mortgage rates are up, most buyers get nervous. But here’s the truth—this is one…
